More Opinion by The Springboard
Bringing back American manufacturing is critical to American society in more ways than just economic ones. In order for America to succeed it needs the ability to make things, not only for the stability and good jobs it provides, but for national security as well.
Friday, March 29, 2024
Mayor Jones of St. Louis Says Business Owners Should Be Accountable for Crime
Thursday, March 28, 2024
We Should Be Asking Questions, Not Just Forgiving Student Loans
Wednesday, March 27, 2024
Polls Show Voters Believe Democrats Are Cheating
Monday, March 25, 2024
Instagram Wants to Limit News and Information
Sunday, March 24, 2024
A Sign of Something Else?
Wednesday, March 20, 2024
A Surging Post Begs a Question
Monday, March 18, 2024
Self-Checkouts Are Being Rethought
But already we are beginning to see a pull back from them by the companies who were so eager to put them into use. It seems to be falling into a category of "be careful what you wish for." The idea was, of course, to reduce the need for human cashiers who of course require a W-2 wage and save businesses money.
But has it actually saved money?
It was announced recently that our local Schnuck's grocery store would begin limiting self-checkout to 10 items or less. And more businesses are following suit, including the world's largest retailer, Walmart. The reason is something in business known as "shrink." In other words, these retailers are losing money due to customer errors and intentional theft.
The thing is, physical cashiers serve more than one function, really. Of course, the primary one is to scan your items and collect your payment. But the other is to act as a failsafe between you and the door to ensure all the items in your cart were paid for and accurately charged.
Receipt checkers may stop you at the door to check your cart. But what are they looking for? The bigger ticket items like beer, soda and TVs. If you've slipped a Snickers bar in your bag without paying for it, it may not be the highest dollar amount item, but those Snickers bars begin to add up to big bucks. And the receipt checkers aren't going to know if you have scanned your avocados as a tomato.
I don't even think all of these intentional thefts signal a dishonest consumer at large in so much as it simply gives consumers another reason to feel like they are owed something. "If I have to check myself out and bag my own stuff, shouldn't I be compensated in some way for doing that?"
It's enough that most consumers already feel like they are being ripped off. Now they have to serve themselves as well?
Limiting items being self-checked to 10 or less gives retail establishments more ability to actually check a receipt and make sure everything is accounted for. But ultimately it also means more people will be going back through the regular manned lanes to check out.
I think ultimately, I understand why businesses want to do these things. Install self-checkouts and ordering kiosks. At the same time, at the heart of any retail business is the interaction between store representatives and the public. Customer service is important. And you can't get that if there is little or no interaction.
It makes the experience feel cold and mechanical. But it also gives consumers less to consider on the other end of the transaction, like how what they do affects the livelihood of a real person. Are they stealing from Nancy on aisle 5 or the guy stocking the shelves? Or are they stealing from a phantom entity behind a curtain pulling levers?
It would not surprise me to see expanding self-checkout lanes to begin retracting more and more as the experiment falls flat. In order to deal with the rising demand for higher wages, businesses are going to simply have to go back to the drawing board to figure out the best way to handle those costs.
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Saturday, March 16, 2024
Mike Pence Not Endorsing Trump Doesn't Matter
Wednesday, March 13, 2024
Biden Regrets Saying "Illegal" In His Speech
Tuesday, March 12, 2024
Violence Out of Control, and the Media Is Absent
Where does it end? And more importantly, why isn't this violence being called out? Where are the advocates against bullying? Why are we not looking for a link between this and other violent crimes and other things that happen in our society? And where is the media to report on these things when they happen? Where are the police to call for a stop to this sort of thing? Where are our other elected officials and the leaders in our communities?
The question is, what is the culture of this, and why does it seem so important for many people to simply want to brush it under the carpet and remain silent about it?
It's not the way it is supposed to be in America.
Granted, one can easily make the argument it's always been the way things are since our very early beginnings. From the raucous nature of the Wild, Wild West to the days of Jim Crowe and racially motivated lynchings and other crimes of violence.
But shouldn't we have moved towards more civility by now?
And it's not just videos like this of kids running rampant stomping on each other and smashing heads against asphalt. It's adults lashing out in violent and criminal ways toward fast food workers and customer service personnel, and even strangers on the streets.
The violence is everywhere and there seems to be no end in sight.
Beyond that, there's another element here that I think is important. There aren't guns being used in much of these violent videos. It's fists flying and hair pulling and head slamming and gut kicking happening in them.
Which begs one other question. Where is the media? Because more often than not these displays of violence receive no coverage at all. But with all of the shootings we get to hear about, it seems clear that these acts of violence pose a much greater threat to all of society than even the high number of shootings does.
It seems like it is a bigger problem. But the problem is, there are no politics to be entered into the equation here. Politics on gun control. Politics on race and oppression. Politics on police violence. And because there is no agenda here to push, the media chooses to remain silent. And so do the community leaders.
The question becomes, what do we do about it? How do we stop it? How do we figure out what's causing it? And do we actually want to stop it?
It's maddening to see these videos day in and day out, and what makes it more maddening to watch is that we also know nothing is being done about what we see happening in them. It's maddening that people are turning a blind eye to a very real problem while only focusing on things that aren't the big problems we are led to believe are.
On top of that, it's frankly disheartening. Our kids are supposed to be our future. They are supposed to be the epitome of innocence. If this is what the future of what will become our new adults look like, I can't even imagine how much worse it will get.
Because these are also our future leaders.
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Monday, March 11, 2024
Weirder and Weirder
Saturday, March 9, 2024
The Not So State of the Union
Was it the State of the World? The State of Ukraine? Where was America in President Joe Biden's final address to the Union? If you were paying close attention, America wasn't part of it. In fact, it wasn't a State of the Union address at all. It was a campaign speech.
Where was mention of massive fentanyl deaths that are claiming the lives of 100,000 Americans every year? Drug cartels controlling our border states and the border crisis itself and the impact it has had across the nation? The cost of goods and services and eroding personal economies affecting every American household navigating through the pain of inflation? Where was talk about the massive rise in crime and chaos happening across our cities and towns?
Instead, Biden shouted at us in what was nothing less than a dark, pessimistic, and foreboding rant that put politics before American interests, and instead of addressing the core issues that are of concern to every single American.
On the issue of the economy, he tried to prop it up by saying, "Our economy is the envy of the world," even though the average American needs $11,400 more today to maintain the same lifestyle they enjoyed in 2021. Since Biden took office, grocery prices have risen 17%, cash strapping hard working Americans and straddling the poor. Instead of focusing on the core issues causing the inflation, such as the supply chain crisis and the high cost of energy, he railed against "greedy" corporations for price gouging and shrinkflation.
He once again took aim at Republicans for being the cause of trhe border crisis when everyone knows it was his decisions on day one to end Trump's border policies which was followed by a flood of illegal immigrants into our country. He blasted Republicans for not passing a border security bill that would do nothing to actually secure the border.
All in all, Biden simply missed the mark. Sure, he was amped up. He was more voracious than usual. But it was all for show. What was missing from his riled-up speech was substance. It was missing the core issues and what he plans to do about them. What was missing was where we are now, how we got here, and what he will do to fix it. According to Joe Biden, everything is fine in America, and we just can't see it.
He offered no solutions. He passed the buck. He assigned blame. He shrugged off bearng any responsibility for many of the issues we are faced with, and in typical Joe Biden fashion, he entirely dismissed the real State of the Union Americans are actually living in.
He chided and scolded and blasted, fist pounded and yelled. He looked and sounded more like an angry old man hyped up on too much coffee than a president ready and willing to lead all Americans united together into a better and brighter future.
I won't call his speech out as a total disaster. But it wasn't good, and I don't think it wins Biden any points except among his die-hard supporters which, quite frankly, are leaving in droves every single day as his policies and actions separate themselves from the reality we are all dealing with that cannot be escaped from.
What Americans want from our leaders is a sense of urgency that we can see they feel when times are not so good, and for them to accept and acknowledge the reality rather than sell us a bill of goods. We want to be understood and uplifted and have a sense that our leadership will forge better paths ahead for us.
How can we be assured that the challenges we face can be addressed and made into achievements if our leaders don't even convey a sense that the challenges exist?
When President Biden denies the truth and turns a blind eye, it leaves Americans with no hope. No sense of resolution. When his focus is on the safety and protection of other countries and other people while leaving Americans behind, it makes Americans wonder which country it is he is leading?
I would find it hard to believe that any honest, thinking person who watched that speech walked away feeling better about the current state of, or future of America. And that was the job of the State of the Union. It was the job of President Joe Biden.
Like so many other jobs since his administration took control of the White House, he didn't get this job done. Even if his speech really was essentially a campaign speech, you can't win over the American people and earn their vote relying on denial and lies to get it. All the assurances that we are on the right path and have strong future prospects have to be conjoined with the reality Americans actually live.
His State of the Union did not accomplish that.
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Wednesday, March 6, 2024
Thinking In Terms of a Paycheck Is Part of the Problem
A paycheck.
That may seem like a silly thing to say considering a paycheck is of course, a means to an end. We can't really get anywhere without one. But it is how we think about our paychecks which happens to be the very thing that holds us back.
When it comes to income, it's the one thing most people consider as the source to having more money. If they could just earn a little more, ask the boss for a pay raise or find a better paying job, or find secondary or tertiary incomes like second jobs or side gigs, they'd fare better financially.
But the art of having money is not in simply earning it. The art is building wealth from what we earn. In other words, the more you keep and save the better off you are.
Building wealth is not really so much about earning more as it is about making every dollar we have go farther, and letting our dollars endure the labors rather than us to produce more income. That means taking on some level of risk such as investing.
There is a difference between earning money and creating money. And once the mindset changes to understand that it makes a world of difference. It changes one's entire perspective about money and wealth building and creation.
When you work for a paycheck what you are really doing is simply chasing your tail. You earn some money, you spend it, and then you have to go out and earn some more. But you never really get anywhere. The cycle just repeats over and over again.
Richard Kiyosaki from Rich Dad, Poor Dad called it akin to being on a treadmill, being constantly in motion, but ending up exactly where you started.
The key is to find ways to make what you earn more valuable over time. What's a dollar worth if you spend it? Zero. But if you invest it a dollar could be worth $1.08. And with compounding, over a longer period of time that dollar could be worth $5.
This doesn't mean don't seek a higher paying job and earn more if you can. It doesn't mean don't ask for that pay raise. It doesn't even mean stop working. It simply means, don't think of that extra earned income as something to spend more with. Think of it in terms of something to build wealth from.
If you can get a pay raise through a better job or from your current one, pretend like you never got it and put the money to work for you.
A paycheck can be both a crutch and an opportunity. It just depends on how you think about it. It can either provide a level of comfort knowing if you just keep working, the paychecks will continue to come. Or it can offer you an incentive to put more of your money to work so that your paychecks become less and less necessary over time as an absolute means to pay for things.
As I have always said, paychecks are essentially worthless if all they do is maintain the status quo.
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