More Opinion by The Springboard

American Manufacturing Is About More Than Just Jobs
Bringing back American manufacturing is critical to American society in more ways than just economic ones. In order for America to succeed it needs the ability to make things, not only for the stability and good jobs it provides, but for national security as well.
Showing posts with label how to make more money. Show all posts
Showing posts with label how to make more money. Show all posts

Wednesday, February 21, 2018

Steel and Aluminum Tariffs Right For Jobs

CALL ME A PROTECTIONIST IF YOU LIKE. I am actually okay with that. The truth, if you have kept up with me at all in the past, is that I side more with the idea of free trade than anything. That aside, I strongly support the American worker, and have long held that what we know to be free trade today really isn't free trade at all if those other countries we are competing with are not playing by the same set of rules.

What, in part, leads me to believe the way I do? For one, I think we had the best and the strongest economic times when we were leaders in manufacturing. It used to be that the largest companies were all manufacturers, and those factories employed many millions of workers and provided jobs that paid family supporting wages and offered family supporting benefits as well.

Granted, many of these manufacturing companies WERE unionized, and I am also strongly against unions—but that is for another day.

Nowadays it seems the largest employer in the United States is Walmart. Not that I have anything at all against Walmart, but let's face it. They don't offer the same kinds of job opportunities, wages, and benefits that the large manufacturing firms of the past offered. And many of those jobs aren't even full time.

I want to talk a bit about the recent announcement by the Trump administration that tariffs would be placed on imported steel and aluminum.

The fact is that over the years, and actually over several decades, we have lost untold numbers of jobs due to steel and aluminum imports, the bulk of which has come from China. The other industries notwithstanding, what has been left for the American worker are the REAL CRUMBS Nancy Pelosi
and her democrat cohorts should be talking about.

Taco Bell, McDonald's, convenience stores and the like are the largest employers in this country if you take away small business. And none of them pay a living wage, and I would argue offer little in the way of a career path either. Let's not forget that MANY of those small businesses are actually restaurants which also do not pay high wages.

One of the things Trump talked about during his campaign were the stagnant wages this country has suffered for a very long time, and the plight of the people in jobs that just don't do anything to help lift them up out of the doldrums and off the dole. While protesters marched in the streets demanding $15 an hour jobs flipping hamburgers, then candidate Trump promised the American people that he would fix some of the wrongs over many decades that left American workers no real choice but to trade in their steel toed boots for spatulas. He wanted to put America first, put the American worker first, and bring back manufacturing...

The heart, bread, AND butter that made for a vibrant and robust American middle class.

I have long argued as well that part of the issues that plague the inner cities can be directly tied to the loss of manufacturing jobs—and even probably contributed in a big way to the entire breakdown of those inner cities.

NOT EVERYONE IS COLLEGE BOUND, NOR SHOULD THEY BE.

And that is not to suggest that I think that black people, because I just mentioned the inner cities which have large black populations, are less capable of getting a college degree. But manufacturing was indeed a sector that provided for very strong earnings for people of all colors and all walks of life to get out of high school and go out and make wages that would one day afford them the opportunity to join the ranks of the middle class.

Think of the economy sort of like the ecosystem. Remove one food source and something else dies as a result. When you took out manufacturing from the economy, many people were impacted by this—and it is not necessarily a question of simply getting different jobs. It's a question of what quality of jobs were left in manufacturing's stead.

When you have family supporting wages, and when you feel good about the opportunities and direction in your life, you tend to be more rooted—and thus family values are stronger. The inner cities in particular, and in large part, lost a part of that opportunity and one can easily see the path it has lead us on.

Back in the early days of this country, especially as our economy began to become more and more dominant, of course the people of this country were doing well. When an economy is doing well, the cost of labor rises. Lesser economically developed countries could naturally have an advantage over the American worker since it would have the ability to produce certain goods cheaper by default.

HOW DO YOU FIX THAT?

Tariffs. Duties assigned to imported goods to bring those imported goods on par with domestic goods.

And by the way, to me that's real free trade. Competition. Not only that, but FAIR competition. Let's compete on the quality of the product, not the price. Why should a Chinese manufacturer have an advantage JUST BECAUSE they happen to be able to make the product for less even if, for argument's sake, the two products are exactly the same?

The steel and aluminum coming out of the United States is no different than the steel and aluminum coming out of China. The only difference happens to be the price. And the question I have is, if that is the only difference, why should the American steel worker or aluminum smelter have to suffer and lose his job just because China can make the same product cheaper? Why should that worker be forced to say, take a job at Walmart because not only has the steel and aluminum industry been winked out—but the automakers and the oven makers, and other manufacturers have also left town?

When this whole thing got started, and this is not a new argument for me either, the fact that we could get goods cheaper was a novelty. In the beginning people were still going to work everyday making a Ford, or making a Frigidaire, and it was neat that they could walk into a Kmart and buy something for less, stretching their already good wages even farther.

What actually happened is those Ford jobs went to Mexico, and those Frigidaire jobs went to China, and when they walked into a Kmart store to buy cheaper goods it was not because it was neat. It was because it was all they could afford. Because after the good jobs left, as they stood in line waiting to check out at Kmart, they found themselves in a position to also ask for a job application.

Do I like the fact that because of the tariffs the price of goods containing steel and aluminum will likely be higher? Of course not. At the same time, I do think we are long overdue in this country to get away from the bulk of American jobs being reduced to retail and fast food—if we can get Americans back to work in factories, making better wages, I think we all benefit from that. Even the companies we work for. I think the world benefits from it as well because honestly there will never be a time when there will not be a need for, nor a demand for imported goods. If Americans have better jobs, and make better money, that just means Americans will also buy more goods.

NO MATTER WHAT, WE ARE STILL A CONSUMER DRIVEN SOCIETY.
Sunfood
What the real outcome of this global market has been is to slow down what is the real potential of the American consumer to consume at the rate that they might otherwise consume. What is even worse, and again is for another day, is that we have also created an enormous problem in this country with consumer debt which now surpasses $1 trillion. It is safe to say that with all of that debt out there, and if we continued on the path of low paying service economy jobs—a huge portion of that $1 trillion debt might be subject to default.

THINK BACK TO THE SUBPRIME CRASH. THIS COULD VERY WELL HAPPEN TO THE ENTIRE CREDIT CARD INDUSTRY.

You can take an old adage here into account, if you will indulge me, that you cannot get blood out of a stone. If American workers are not making money to buy goods and services, and ring up huge debts just trying to keep up, there will be no money for anyone at the end of the day to collect. And what's more, the amounts you can collect will become smaller, and smaller, and smaller.

Part of the reason we have come to a place that even welfare rolls are so high is because people have been left with less choices to find meaningful jobs. Letting the Mexicans and the Chinese, and whoever else, to win just leaves everyone behind, including the Mexicans and the Chinese.

Let me get to one last point here. One thing Trump is proving is that America can compete. What has largely held us back, besides all of the initiatives of past presidents to allow for things like NAFTA and MFN status—and unions by the way—are regulations stacked on regulations and high corporate taxes. Those things, even more than wages I contest, have more to do with why American workers lost out, and continue to lose out to foreign competition in the jobs market.

WHAT'S MORE, it is also a large part of the reason many of those foreign manufacturers even have not operated in the United States. Taxes and regulations.

If Trump can continue to succeed in getting rid of burdensome regulation, can continue to exceed in lowering the corporate tax rates, and can continue to succeed in boosting the American economy as a whole, it will only make sense that Chinese and Mexican companies may decide to start building more things in the homeland.

Like Foxconn, for example, which is starting up a massive operation in Wisconsin.

What we need in this country is a return the good old days of old where the middle class is vibrant and abundant. We need to return to a time when people have money to spend and have money to save.

When you live in the most economically rich and successful country in the world, half the population should not simply be left to have to get by. The people of the country should have the opportunity to get ahead.

There are over 300 million people in this country, and that number continues to grow. Based on just simple math as to what that relates to in terms of consumption rates, the truth is that there is, and will be plenty of money to go around—you can support both strong American labor forces and you will still need plenty of imports just to keep up.

We have to right this ship. We have to restore manufacturing. We have to restore wages. We will have less people on the dole, and the government will actually take in more money, and so will the rest of the world as a whole.

The tariffs on steel and aluminum are a great place to start. Personally I want to see more of this. I want to see more deals renegotiated when it comes to trade. I want a level playing field. I want more Americans to have more choices when they decide what they want to do when they enter the work force. I want to see less Americans relying on the government and more American workers making family supporting wages. I want to see family values return. And even some of that may be possible if we can get back to a time when a single income household was more than enough and children had solid support and role models to guide their future lives, which only made the country better and stronger, and safer for that matter.

In the end it won't matter if my can of beer might cost a few cents more. I'll be making dollars more that will more than make up the difference and pick up the tab.

Sunday, February 4, 2018

Share Your Wares And Make Money

YOU HAVE A TALENT OR TWO, AND YOU WANT TO SHARE THEM. I think that's mostly just a part of human nature. If you write a song and can play an instrument, and can even sing a little bit, you want someone out there to be able to listen.

AND THESE DAYS IT IS EVEN EASIER THAN EVER TO DO THAT.

Back in my early days on the Internet, having a strong interest back then in the horror fiction industry I set out to start a monthly online horror fiction magazine, and to my surprise it actually became quite successful.

WELL, WHEN I SAY IT WAS SUCCESSFUL, I MEAN IT WAS POPULAR.

This was the early 90's and AOL was primarily the "go-to" when it came to anything online. Anyone could create a website and put it out there for all too see. The problem back then was monetizing the whole thing.

FrightNet Online Magazine was what it was called, and featured fiction from some great horror names like T.M. Wright, Douglas Clegg, Michael Laimo, and others. I eventually went on to publish a short story anthology called Dark Whispers. I went by the name Ivan S. Graves doing the magazine and the anthology.

Several times I have considered restarting the magazine since nowadays monetizing is quite a bit easier, and even creating subscription based content is much easier now than it was when FrightNet Online Magazine had its day. But running the site was actually quite time consuming, and while I thoroughly enjoyed what I did, I am not sure I have the time these days to do it, nor do I particularly feel up to it.

BUT I STILL WANT TO MAKE MONEY ON SIDE GIGS, AND PROBABLY SO DO YOU. It is a large part, besides enjoying writing, that I started this blog several years ago, writing about things I like to talk about like politics and money. And it is still hard to actually make money even with all of the affiliate programs and Google AdSense and all of that sort of thing.

THAT IS STILL THE CASE EVEN IF YOU GET GENERALLY GOOD TRAFFIC TO YOUR BLOG.

So I decided to pursue another avenue. I also like to write music and do play the guitar, and depending on who you talk to, I am not terrible at singing either. Like many things, including my style of writing, my music is my own brand—it's different. And if you were to listen to my last album, Pink Flamingoes, or my iTunes single All You Are, you will certainly see that.

Does the music effort earn enough to pay the bills? Not hardly. The truth is that the hardest part of any of these ventures is getting your wares out for people to take a look at.

You don't have the marketing backing that some bloggers can afford, or that the music industry will provide its stars, and when it comes to music in particular, it is nearly impossible to get radio airplay. Still, the point here is that there are multiple ways to get it all out there. Sharing on places like Facebook or Twitter is of course one place to do it. But for music there are also places like Bandcamp and SoundCloud. Although the latter does not pay anything, it is just a place to share and perhaps in some way introduce what you do to people who may be interested in checking a bit further and who may be interested in buying a bit of what you do.

One of the keys, I think, is to keep plugging along despite it all. You never know, one day something may click and then the sky is the limit. It's tough, but you have to keep doing it. Keep playing around with what you are writing about, and keep on changing how you format it all.

Like this blog, for example. Recently I decided to try something a bit different in the manner in which I was writing it. Using more "breaks" and boldface type and italics to set things apart and hopefully keep the reader reading. And, increasing the frequency of posts. The more you add to your blog, the more content obviously is generated, and the better the ranking your blog overall will get when it comes time to being catalogued and indexed.

I recently read an article about a 28 year-old retiree who made a little over $62,000 in the first year of blogging, and if nothing else it served to make me think that if nothing else, at least it is POSSIBLE to actually make something significant doing all of these things. Especially if you are able to do multiple things such as blogging, making music, and maybe even starting up a magazine like I did.

Going back to the thought of restarting FrightNet still intrigues me if for no other reason than based on what I know right now, it could actually be the one thing, the one online endeavor, that might actually stand a chance of making the kind of revenue that that 28-year old retiree makes. Or more even. And certainly it could serve as another platform for some of my other stuff—which would of course have to be relevant to what I was doing there. I could, for example, market a song like 102 Idle Stones, Voices, or No. 130 Melancholy in D from Pink Flamingoes which do have a bit of a horror slant, or a song like What I Want on my Bandcamp which is certainly dark and sinister in nature.

The main point of this post really comes down to one thing for me. Do what you love, share what you love, and hopefully someone will love what you do. If that happens, if people actually find that they love what you do, someone may actually one day pay you for it.

As I said before, you just have to keep on doing it. Not everything is going to be gold and one can't expect overnight success. Just like when you play the lottery, sometimes you even have to accept that no matter how often you play, you may never actually win...

BUT YOU CANNOT WIN IF YOU DO NOT PLAY!

There is a ton of content out there, and there a ton of people out there all vying for attention. It's a tough field, and its tough to get the attention. It takes time like all things ultimately do. You have to have a lot of patience, and no matter the immediate or even long term outcome, you have to believe that what you are doing is still worth doing. No matter what happens. No matter who pays attention and who does not. No matter if you make money or you do not.








Sunday, October 25, 2015

Ways To Save A Ton of Money On Grocery And Household Items

One of my secrets to having money has never been making a lot of money, although I have managed to make my fair share. My secret to having money lies in what I spend. Or, put another way, what I don't spend. And the cost savings are enormous. Aside from all the ways you can make more money than you earn from any job, such as concepts such as pay yourself first, investing in the stock market, contributing to IRA's, 401k's and other retirement plans, there is a ton to be gained by following a few simple rules when it comes to spending your money on the everyday things we need and that are the bulk of our daily expenditures. Groceries and household items.

  • Know your prices and establish a threshold price. In other words, what is the most you are willing to pay for any particular item? When an item is at or below your threshold price, stock up on it.
  • Forget brand names. Brand name items are products of marketing, not quality. Marketers will have you convinced that their product is better through marketing, but if you test off-brand products you will easily find they are comparable, if not better than any brand name items you have been convinced are superior.
  • Shop more than one store and DO NOT buy any item that does not meet your threshold price just because "you are there." If you are managing threshold prices properly, and stocking up on goods that meet your prices you should have plenty of supply on hand to wait for a good deal or when you might be at the store that has the best price.
If you are not running your household like a business runs its warehouse, you are doing it wrong. A business keeps a few key factors in mind. Cost of raw materials, upfront cost of supply, days-on-hand of supply, and of course, inventory management and control. If an airline sees oil prices are low, it will buy contracts for oil at current prices in larger number to ensure that tomorrow's cost of use of oil in jet fuel will be lower even if the price of oil rises and thusly the cost of jet fuel. The business has established a price threshold and will take advantage of low prices to save money in the future and it will stock up when the price is good. The same goes for producers that use sugar, corn, and other raw materials in their goods.

Many business also hire purchasing agents or purchasing managers whose sole job it is to buy raw materials and other products for businesses at the best price available and of course to shop the best price. You should be running your household the same way. Again, know your prices, maintain your inventory, and schedule your purchasing both on need AND price. If you are buying because you need it now, you are probably paying more for what you need by default. The cost of doing it this way is enormous.

Why do businesses do so well and make so much money? Because they know how to save and they know how to spend and they know where to buy and they know a good deal when they see it. That's not greed. That's business smarts. We should all be paying close attention to this when we run our household budgets for items that are key and regular items we use. If we are not, we are spending more money than is necessary.

To be very truthful, that is waste due to ignorance and laziness. No business succeeds using an ignorance and laziness model, so why should you?
  • But I do not have the time to do all of these things. I have a busy schedule, a busy life, and convenience is just better for me.
Consider this, if you will. One very simple question. Why is life so chaotic? Why is time so limited? In part it may well be that there are jobs to be shuffled in amongst the many other demands life has to offer. So what is the purpose of a job? To make money to maintain the living expenses and to maintain the household and to buy the groceries and household items that we need to get through it all. How much more time does the average person spend working to make the money to pay a higher price for goods to maintain the household due to lack of time to do the due dilligence? You would be surprised to learn that the numbers are in the thousands of dollars per year. We could actually maintain the same quality of life with less hours on the job and have more time to spend doing other things if we knew the cost of doing business without a plan. The dollars we spend over and above what we could spend if we maintained our households better equals many more hours at work to make up the difference. So therefore part of the reason we have to work long and hard hours is because we do not take the time to do the things that are essential to require less money to get it all done.

I harp on all of this because the key factors in longer hours at work, and higher need for credit use, is a simple misunderstanding of the cost incurred from ignorance and laziness to do these very simple things that could save us enormous amounts of money.

When I think of spending, or cost, I don't just look at it in terms of how much out of pocket it immediately costs me. I think of it in terms of time. How much time do I have to spend at work to make the money I am willing to pay over and above what my cheapest cost can be?

Let's say I make $15 an hour on my job. That's 25 cents per minute. I ask myself one simple question. Am I willing to spend four extra minutes at work to pay $1 more for what I am about to buy for convenience?

Pennies add up. And again, the amount we spend over and above what we could spend is actually in the thousands of dollars per year. In effect, if we ONLY spent $1,000 per year extra on things at $15 an hour, we would require an additional 67 hours to pay the difference. You have to ask yourself whether or not saving a little bit of time for convenience saves you 67 hours of additional labor hours to pay the difference.

Your chaos in life therefore may well be self inflicted by your spending habits and your desire to "save time" for convenience.

The problem with money that most people face in this world is a simple thing. They do not know what the cost of their decisions are. They do not know what the cost of their actions are. And they do not know how much time $1 equals. People look at the top line and the bottom line, and they fail to read between the lines. If I am getting by, what else matters? I just keep on keeping on. The cost of this logic is astronomical. The hours spent working by this logic is astronomical. The chaos in our lives, the accumulation of debt, and other factors are the key reason why so few get ahead and so may just get by. The fact is that we are always too focused on the here and now. We say we cannot afford to save, and we say we cannot afford to take the extra time to shop around and shop more than one store, and the biggest reason why that becomes the truth is because we have to work so much longer to make up the difference.

Part of what separates the haves from the have-nots is largely due to the ability of the haves to understand these very basic concepts and to capitalize on the them and ultimately, to benefit largely FROM them.

If you think life is tough and expensive, it is probably because you are working to pay for ignorance and laziness when you could be living well, saving money, spending less, and working less, and even maybe paying debts off sooner and be considering early retirement.